Working from dusk till dawn, your hard-earned money is safely kept in your bank. Say you want to take out a loan from the bank to pay your mortgage, but you are turned down because of your bad credit score. Skimming through your credit card statements, you realize a purchase of lavish items that you have never even heard of or imagined yourself buying. So, who bought them? Most probably, you’ve become a victim of identity theft, and someone used your credit card to pay for all those luxury items.