How to Future-Proof Your Business
Kamya Pandey
November 2, 2022
Changing with the times is key to surviving in the business world. The past few years have been testing the mettle of business owners, from
Finance
Why Startup Runway Is Important and How You Can Optimize It
Kamya Pandey
November 1, 2022
What is more difficult than launching a startup? Keeping it up and running. A new business always has a ticking clock to either make it big or close up shop. As of 2021, about 20% of startups would shut down within the first year of operation. One of the biggest reasons a startup ends up shutting down is the lack of funds. It is precisely why it is essential to know what your startup runway looks like.
Top 5 Personal Finance Reddit Communities That Are Worth Checking Out
Kamya Pandey
September 15, 2022
Anything you’re interested in, no matter how niche, probably already has a community on Reddit. Reddit is a discussion website where people make up communities, or “subreddits”, for just about everything, from health tips, funny videos and terrifying fictional stories to those dedicated to simply venting about annoying things.
How Does Buy Now Pay Later Work? Is It a Bad Idea for Your Business?
Kamya Pandey
August 30, 2022
Imagine window shopping on a designer clothing website late at night while sipping your favorite wine. Suddenly, you spot the coolest new pair of kicks, and you just cannot let them go. What’s worse, there’s only one pair left in your size, so you can’t afford to save up for them before making a timely purchase. What do you do? You use AfterPay, of course!
4 Books That Will Make You a Smarter Investor in 2022
Samiksha Jain
August 29, 2022
There’s no question that the more you know, the better investor you’ll be. Knowledge is power, and when it comes to your money, you want to have all the power you can harness. To make you a smarter investor, we’ve put together a list of four books to help you make more informed investment decisions. From beginners’ guides to advanced strategies, there’s something for everyone here.
What Are Warren Buffett’s Rules of Investing?
Kamya Pandey
August 29, 2022
If we know anything about the CEO and Chairman of Berkshire Hathaway, Warren Buffett, it is that he is a genius at investing. Despite his hefty donations to charity, Buffett is the fifth-richest person in the world, and there is clearly a lot to be learned from him. He believes in value investing—buying stocks that are trading for less than they are worth and then sticking to them in the long run.
Decoding the Hard-To-Swallow Pill in the Business World: What Is a Poison Pill Strategy?
Nidhi Singh
August 13, 2022
The events following Elon Musk announcing his plans to buy Twitter in April have been quite a fiasco. Earlier this month, Musk said he was backing out of the US$44 billion bid, leading to Twitter suing him over the deal. It surely was an interesting turn of events, after Twitter imposed a “poison pill” strategy against Musk’s potential takeover in April. Back then, Musk proposed taking the company private at US$54.2 per share, which was 38% higher than Twitter’s stock value before the announcement of the plan.
What Countries Are Joining the Digital Currency Race?
Nidhi Singh
August 3, 2022
Central banks worldwide are exploring ways to issue their digital currency, also known as central bank digital currencies (CBDCs). In a report released in January 2020, the Bank for International Settlements (BIS) surveyed 66 central banks and found that 80 percent were developing CBDCs.
Can Blockchain Be a Solution to Gun Control?
July 13, 2022
The polarized gun control debate in the U.S. is well known. Republicans tend to believe that Americans should generally be able to own and use guns, while Democrats tend to believe that monitoring is necessary. There is rarely a middle ground. However, both sides agree that guns should only end up in the hands of responsible owners able to take care of their firearms.
How Does the Reserve Bank of India Promote FinTech?
July 10, 2022
India’s FinTech industry has been booming over the last several years, with the highest adoption rate in the world, at 87% in 2020. During the same year, the Indian FinTech market was valued at INR 2.3 trillion (approximately US$30 billion), and estimates predict a 24.56% compound annual growth rate (CAGR) between 2021 and 2026.
“Cash or Credit Card?” “No, Crypto Please.”
Lochlan Cheuk
July 4, 2022
Although there are still six months left in 2022, it is safe to say that it has been a year since cryptocurrency boomed and exploded in value, in large part thanks to e-commerce. While some big names are considering accepting crypto payments, some other major companies, such as Tesla, PayPal, Home Depot and the U.S. telecommunication giant AT&T, pioneered and began adopting cryptocurrency this year.
Top 5 Upcoming IPOs to Watch Out For
Jumpstart Team
July 1, 2022
2021 was a good year for IPOs. IPOs in the United States raised US$156 billion, recording an 81 percent increase over the prior year. With such an outburst, tech stocks raised US$69 billion alone significantly. Shares of Bumble, a dating app created for women’s interests, closed up 63.5 percent in their IPO in January 2021.
Tokenization Is a Game-Changer in the Financial World – Here’s How!
Kamya Pandey
July 1, 2022
By 2027, businesses and people alike are expected to lose US$40.62 billion in payment fraud. The solution to this problem? Tokenization. It refers to the replacement of sensitive data with unique identifiers that retain the length and format of the original data without having any relationship with it.
Top Environmentally-Friendly Cryptocurrencies
Kamya Pandey
June 14, 2022
One of the main concerns that every single crypto publication highlights about popular cryptocurrencies, like Bitcoin and Ethereum, is that they adversely affect the environment. The proof of work (PoW) model of cryptocurrency mining followed by Bitcoin and Ethereum (till they finally switch to proof of stake, or PoS) consumes a lot of electricity. In fact, Bitcoin mining consumes more electricity than the entire country of Finland.
What Is Over-The-Counter Stock Trading?
Kamya Pandey
May 27, 2022
If you thought that you could only buy stocks from the stock market, you guessed wrong. Investors can also purchase stocks directly from the companies they wish to invest in. This is called over-the-counter (OTC) trading.
Azalvo Project Powered by Jumpstart: Meet the 5 Shortlisted Startups of Cohort 2
Samiksha Jain
May 25, 2022
In the past, starting a business from scratch used to be an arduous process. Now, it is even more difficult to succeed as an entrepreneur, as the complexity and intensity of running a business are rising with time.